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  1. UGotiate
  2. Using Paydoff
  3. Your To Do List

Your To Do List

  • What if I am behind on my Contributions?
  • Why is it important to keep my Contribution Account Balance update?
  • Why should I set up automatic monthly transfers into my Contribution Account?
  • Why should I keep funds for settlement separate from my other money?
  • What are the Good Choice Banking Guidelines?
  • Don't have the collector's address for the Validation of Debt Letter?
  • What happens after the creditor receives my Hardship Letter?
  • Creditors calling you after sending the Validation of Debt Letter?
  • What happens after the collection agency receives the Validation of Debt Letter?
  • Why should the Validation of Debt Letter be sent by Certified Mail?
  • Why don't I send Validation of Debt Letter to all of my creditors?
  • What NOT to include in a Validation of Debt Letter
  • Who receives a Validation of Debt Letter?
  • What is the purpose of the Validation of Debt Letter?
  • Why don't send a Hardship Letter to all my creditors?
  • Why won't the creditors stop calling me after sending a Hardship Letter?
  • How much detail should I include in 'My Story'
  • What NOT to include in a Hardship Letter
  • Why is 'My Story' important?
  • Who receives a Hardship Letter?
  • What is the purpose of the Hardship Letter?
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